LIU, Yida. Future Trends in Digital Payments and E-commerce. Finance & Economics, [S. l.], v. 3, n. 1, p. 5092, 2025. DOI: 10.61173/rvf86g04. Disponível em: https://fe.deanfrancis.press/article/view/1152. Acesso em: 4 nov. 2026.