YU, Yihan. Research on Technological Innovation and Optimization Strategies in the Digital Transformation of Small and Medium-Sized Financial Institutions. Finance & Economics, [S. l.], v. 3, n. 1, p. 5232, 2025. DOI: 10.61173/1ceb3320. Disponível em: https://fe.deanfrancis.press/article/view/1165. Acesso em: 4 nov. 2026.